Personal Guard - a pre-underwritten package that includes 9 different coverages. Lifestyle Protection Cover to address the various needs of today's discerning customer. From Identity Theft to Home Away protection, we offer a host of coverages that are relevant to the needs & concerns of our customers.
- Identity Theft – To Recover Credit Worthiness/Lost Wages
You will be covered up to RM30,000 for legal fees, other incidental costs and up to RM15,000.00 for loss of wages incurred by you to resolve the identity fraud. - Identity Theft – Fraudulent Charges
You will be covered up to RM15,000.00 for any monetary loss suffered by you as a result of identity fraud. - Loss of Cash & Personal Valuables
You will be covered up to RM3,000.00 for loss of cash and personal valuables due to theft or robbery (Reimbursement basis). - Medical Reimbursement
You will be covered up to RM10,000.00 for medical expenses incurred as a result of injury due to snatch theft or robbery. - Accidental Death & Disablement (AD&D)
A lump sum of up to RM100,000.00 is payable for AD&D. Double indemnity on AD&D will be payable in the event death and disablement caused by snatch or robbery. - ATM Withdrawal Protection
You will be covered up to RM5,000.00 against the loss of cash withdrawn or forced to withdraw from your account via the use of ATM and occurring within 15 minutes of the withdrawal by means of force by an unknown person. - Home protection
You will be covered up to RM25,000.00 for loss of or damages to household goods & personal effects (excluding cash) as a result of burglary. - Key replacement
You will be covered up to RM2,000.00 for the cost of replacing your residence and vehicle keys which are lost or stolen, if your residence or vehicle is broken into, if you are locked out/in of your residence or vehicle due to loss or theft of your keys and a reasonable cost of a rental car for one day if your vehicle keys are lost or stolen and it will take more than 24 hours to replace them. - Disaster Cash
You will be covered up to RM9,000.00 if :- Your home becomes uninhabitable for more than 48 hours due to natural disaster or fire; or
- You suffer fatal injury or permanent total/partial disablement due to impact from any falling object or following a natural disaster to your private residence.